The Problem

In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of medical debt. Over 60% of bankruptcies in America have medical debt as a root cause.

The situation in Arizona is particularly problematic. A 2011 study revealed that individuals in Arizona with medical debt often delay or completely avoid seeking healthcare, resulting in a detrimental cycle of deteriorating health and escalating medical debt. Moreover, like many Americans, Arizonans are frequently unable to manage the financial strain caused by even a single unexpected hospital visit, further exacerbating the issue of medical debt.

A journey through historic Tombstone vividly brings to life Arizona’s rich past as the final frontier of the American West. The enduring spirit of independence and ambition that once fueled the development of ancient cultures and modern lifestyles amidst the Sonoran Desert and the Grand Canyon still thrives among Arizonans today. Against this backdrop of resilience and pioneering spirit, the medical debt crisis in Arizona emerges as particularly disheartening.

In Arizona, hundreds of thousands are confronting the realities of burdensome medical debt, highlighting a critical need to tackle healthcare expenses. This challenge is crucial for ensuring individuals can sustain their financial well-being without being overwhelmed by additional economic pressures. The contrast between Arizona’s legacy of self-reliance and the current healthcare financial crisis underlines the urgency of finding solutions that honor the state’s heritage by supporting its residents’ financial health.

How You Can Help

Undue Medical Debt uses your donations to purchase bundled medical debt portfolios from hospitals and on the secondary debt market and then forgives that debt at pennies on the dollar. 

On average, $1 is leveraged to abolish $100 in medical debt, and every donation through this page will be spent directly on abolishing medical debt in Arizona.

When debt relief recipients open the envelope from Undue, they are told that their debt has been bought by a third party and erased with no strings attached. They owe nothing on the debt and face no tax penalty. A recent beneficiary wrote to us, saying:

“I read my letter over a few times to make sure it was the real thing. Receiving this debt relief renewed my faith that I can get back on track. It jump-started it – that we can do this – I can get back in the game! It’s unheard of what Undue does, and it’s a game changer in the medical world. It’s a game changer for me.” 

— Reagan, Undue Medical Debt Recipient of Debt Relief

Every dollar you contribute is a $100 investment in Arizonan towns and cities. Money will stay in the community instead of being taken by out-of-state debt collectors. On average, $22.04 can abolish the medical debt of an entire family in Arizona, allowing them to invest in a home, schooling, or retirement.