Love the 321 - Central Florida — Undue Medical Debt

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First United Methodist Titusville Campaign

In 2024, the leadership team at First United Methodist Church in Titusville Florida decided we can make a difference in our community in a unique way: eliminating medical debt.

Our hope for this campaign is to share the good news that we are all in this together! Each person helped by the campaign is a child of God. With an understanding of the crippling effects of medical debt, we hope to extend our love of God to our neighbors in need. Our campaign will run through December, 2024, as we celebrate the life of our Savior.

We are excited to add this project to our other ongoing community outreach and we would love to join with other churches around Brevard County to increase our impact.

We hope you will join us by contributing (as you are able) to our campaign aimed at alleviating and erasing medical debt in Brevard County and our surrounding counties (Volusia, Osceola, and Orange counties).

To support us, you can click the ‘donate’ button, or click the ‘send a check’ button and follow the instructions (NOTE: please ensure to mention the campaign name “Love the 321 – Central Florida” on the memo line). You can also donate at First United Methodist Church, 206 S Hopkins Ave, Titusville, FL 32780.

Thank you for your love, support and companionship on our journey together to share and spread God’s love.

To learn more about First United Methodist Church in Titusville Florida please visit our website https://www.fumctitusville.com/

Campaign Support Recipients

Brevard County, Florida

Volusia County, Florida

Osceola County, Florida

Orange County, Florida

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How Undue Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Who We Help

Debt Resources

You make a donation
- We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
Undue buys medical debt at a steep discount
- We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
Together we wipe out medical debt
- People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequently Asked Questions

Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Who qualifies for medical debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

Earn 4x or below the federal poverty level
Have medical debt that is 5 percent or more of their annual income.

We only buy debt that meets at least one of these criteria.

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations or strings attached.

Medical debt relief is a gift from a detached and disinterested third party (Undue) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, Undue Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

Undue Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, Undue cannot abolish medical debt for specific individuals. We acquire large, bundled portfolios of debt to help thousands of people at once and we can only erase debts that providers like hospitals and physicians are willing to sell to us.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help.

About Undue

Undue Medical Debt is a national 501(c)(3) nonprofit which leverages donations to buy large, bundled medical debts at steep discounts, providing immediate, no strings attached relief to financially vulnerable families. On average one dollar donated erases $100 of medical debt. We also help people with medical debt share their stories, which informs our approach to fixing the healthcare system, whether by policy solutions or collaborating with likeminded partners.

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