The Buffalo Shapers is a youth-led community of changemakers ages 18 to 28, united by a commitment to local impact and global connection. As one of the newest hubs in the Global Shapers Community, we are shaping Buffalo from the ground up, empowering young residents to identify the challenges facing their communities and lead the solutions themselves. Our current initiatives address food access, mutual aid, and environmental justice, and we are proud to bring the Shred the Debt campaign home to Buffalo. Medical debt is not just a financial crisis; it is a barrier to opportunity, stability, and dignity. In a city where economic mobility is everything, we believe our generation has both the responsibility and the power to change that. With your support, the Buffalo Shapers are ready to shred the debt.
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How would you like to donate?
To donate to this campaign by mail, please send a check:
Payable To:
Undue Medical Debt
Address:
Undue Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
Lorena — 71536
Campaign Support Recipients
Campaign donations will show on website within 1 business day of gift submission.
How Undue Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
- You make a donation
- We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
- Undue buys medical debt at a steep discount
- We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
- Together we wipe out medical debt
- People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.
Frequently Asked Questions
Is my donation tax deductible?
Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.
Who qualifies for medical debt relief?
We provide debt relief based on financial need. To qualify, an individual must either:
- Earn at or below 400% of the federal poverty level
- Have medical debt that exceeds 5% of their income
These criteria are built into our system and apply to all debt we purchase. We do not collect or require information about immigration status. We also cannot target relief based on medical condition, age, or other personal characteristics.
We never collect on the debt we purchase, only relieve it.
Do recipients of debt relief have any adverse consequences?
No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations or strings attached.
Medical debt relief is a gift from a detached and disinterested third party (Undue) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.
Can donors see whose debt is relieved by their donation?
Due to HIPAA laws, Undue Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.
Can I apply for debt relief?
Undue Medical Debt cannot relieve debt by individual request.
While we would love to help everyone who needs assistance, Undue cannot abolish medical debt for specific individuals. We acquire large, bundled portfolios of debt to help thousands of people at once and we can only erase debts that providers like hospitals and physicians are willing to sell to us.
Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help.
About Undue
Undue Medical Debt is a national 501(c)(3) nonprofit which leverages donations to buy large, bundled medical debts at steep discounts, providing immediate, no strings attached relief to financially vulnerable families. On average one dollar donated erases $100 of medical debt. We also help people with medical debt share their stories, which informs our approach to fixing the healthcare system, whether by policy solutions or collaborating with likeminded partners.
More Campaigns
$553.20 raised of $5,000 goalSupportingNationwideCreated By Undue Medical Debt
43% raised of $50,000 goal
Help us reach our $6,015,070 goal
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Join us in our mission to end medical debt