Expanded Relief, Powered by Your Triple-Matched Gift in Florida!

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Undue Medical Debt

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1 Goal. 10 States. 3X the Impact.

It’s Matching Gift May at Undue! We are kicking off a massive “deep clean” of medical debt in our top 10 priority states—and Florida is a critical focus.

For the first time ever, every gift supporting Florida will be TRIPLE-MATCHED!

Why Florida? Because the need is historic:

Florida ranks second in the entire country for the highest number of people burdened by medical debt.
Roughly 1.5 million Florida adults—nearly 9% of the state—carry medical debt in a given year.
With a median debt in collections of $1,554, a single medical emergency can leave a Florida family in a cycle of debt they can’t escape.

Undue has already wiped out over $5.2 billion in medical debt for more than 3 million Florida families, but we aren’t finished. We are targeting the “hotspots” where the system is failing most to create a blueprint for national change. Your support ensures that more Floridians receive the life-changing news that their debt has been erased!

The Power of the 3x Match:

Your $50 becomes $150 (abolishing at least $15,000 of medical debt!)
Your $100 becomes $300 (abolishing at least $30,000 of medical debt!)
Your $500 becomes $1,500 (abolishing at least $150,000 of medical debt!)

Help us turn the tide in the states that need it most.

Give now and triple your impact for Florida families!

Campaign Support Recipients

Florida

Campaign donations will show on website within 1 business day of gift submission.

How Undue Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Who We Help

Debt Resources

You make a donation
- We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
Undue buys medical debt at a steep discount
- We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
Together we wipe out medical debt
- People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequently Asked Questions

Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Who qualifies for medical debt relief?

We provide debt relief based on financial need. To qualify, an individual must either:

Earn at or below 400% of the federal poverty level
Have medical debt that exceeds 5% of their income

These criteria are built into our system and apply to all debt we purchase. We do not collect or require information about immigration status. We also cannot target relief based on medical condition, age, or other personal characteristics.

We never collect on the debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations or strings attached.

Medical debt relief is a gift from a detached and disinterested third party (Undue) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, Undue Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

Undue Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, Undue cannot abolish medical debt for specific individuals. We acquire large, bundled portfolios of debt to help thousands of people at once and we can only erase debts that providers like hospitals and physicians are willing to sell to us.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help.

About Undue

Undue Medical Debt is a national 501(c)(3) nonprofit which leverages donations to buy large, bundled medical debts at steep discounts, providing immediate, no strings attached relief to financially vulnerable families. On average one dollar donated erases $100 of medical debt. We also help people with medical debt share their stories, which informs our approach to fixing the healthcare system, whether by policy solutions or collaborating with likeminded partners.