TOGETHER WE HEAL: GEORGIA COMMUNITY DEBT RELIEF FUND

Students for a National Health Plan Georgia

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Students for a National Health Plan Georgia

$15,765.90

raised of $15,000 goal

105%

This campaign is not currently accepting donations.

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Together We Heal: Georgia Community Debt Relief Fund

Medical Debt in Georgia

About 1 in 8 Georgia residents (12.7%) reported having medical debt in a given year from 2019 to 2021, compared to the national average of 8.6% (KFF, 2024). Please join us in our effort to raise $15,000 to help eliminate a portion of the medical debt across Fulton, DeKalb, Gwinnett, and Richmond counties. On average, each dollar will purchase and retire $100 in medical debt! No one should worry about affording healthcare, and together we can ease this burden.

Who is SNaHP?

Students for a National Health Program (SNaHP) chapters at Emory School of Medicine, Medical College of Georgia, and Philaldelphia College of Osteopathic Medicine GA believe that healthcare is a universal human right and should be offered as a public service. We advocate for healthcare that is equitable, just, and compassionate. Our chapters are dedicated to advocating for patients, signing community members up for health insurance, and fighting for a high-quality healthcare system that works for us all. We are partnering with Undue Medical Debt to ease the financial burden of medical debt on our Georgia friends and families!

Sources: https://www.kff.org/statedata/election-state-fact-sheets/georgia/#:~:text=About%201%2C030%2C000%20or%2012.7%25%20of,reporting%20medical%20debt%20is%208.6%25

Campaign Support Recipients

DeKalb County, Georgia

Fulton County, Georgia

Gwinnett County, Georgia

Richmond County, Georgia

Campaign donations will show on website within 1 business day of gift submission.

How Undue Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Who We Help

Debt Resources

You make a donation
- We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
Undue buys medical debt at a steep discount
- We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
Together we wipe out medical debt
- People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequently Asked Questions

Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Who qualifies for medical debt relief?

We provide debt relief based on financial need. To qualify, an individual must either:

Earn at or below 400% of the federal poverty level
Have medical debt that exceeds 5% of their income

These criteria are built into our system and apply to all debt we purchase. We do not collect or require information about immigration status. We also cannot target relief based on medical condition, age, or other personal characteristics.

We never collect on the debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations or strings attached.

Medical debt relief is a gift from a detached and disinterested third party (Undue) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, Undue Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

Undue Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, Undue cannot abolish medical debt for specific individuals. We acquire large, bundled portfolios of debt to help thousands of people at once and we can only erase debts that providers like hospitals and physicians are willing to sell to us.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help.

About Undue

Undue Medical Debt is a national 501(c)(3) nonprofit which leverages donations to buy large, bundled medical debts at steep discounts, providing immediate, no strings attached relief to financially vulnerable families. On average one dollar donated erases $100 of medical debt. We also help people with medical debt share their stories, which informs our approach to fixing the healthcare system, whether by policy solutions or collaborating with likeminded partners.

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