Respond — Undue Medical Debt
We have a new name — RIP Medical Debt is now Undue Medical Debt.
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About Undue Medical Debt

We are a 501(c)(3) nonprofit that buys and erases unpaid and unpayable medical debt as a charitable gift. If you received one of Undue Medical Debt’s envelopes, you no longer owe the medical debt(s) listed in the letter.

Next Steps

1. Get In Touch

Sharing your story makes a difference: Your voice is powerful and telling your story can help us bring attention to the medical debt crisis and inspire others to support our cause.

2. Frequent Questions

If you have questions about debt relief with Undue, we’ve compiled a list of commonly asked questions.

Frequent Questions
3. Learn About Undue

We know this sounds too good to be true, but we’re the real thing.

Respond to a Letter

Frequent Questions

Who is Undue Medical Debt?

We incorporated on July 25, 2014 as Medical Debt Resolution, Inc. a New York-based not-for-profit doing business as Undue Medical Debt. Our EIN number is 47-1442997. We have received recognition of our federal tax-exemption under section 501(c)(3) of the IRS code.

What is the goal of Undue Medical Debt?

Undue Medical Debt’s mission is to help families and individuals burdened by medical debt by purchasing and abolishing these debts. Our goal is to abolish billions of dollars in personal medical debt. To date, we have abolished $11,857,900,368 for 7,450,079 individuals and families in financial need.

Are there strings attached?

No. The debt is being relieved by our nonprofit as a gift to the recipient. We acquired the debt through the generous support of our donors, and it has been permanently erased. Please note that Undue Medical Debt may not be able to acquire medical debt in your area again. Our ability to abolish medical debts depends on many factors, including the availability of donor funding.

Why are we doing this?

Millions of families each year struggle to pay medical bills owed to physicians and hospitals. Many of these unpaid medical accounts end up on the desks of third-party debt collectors who call and send letters to patients or worse: sue them and garnish their wages and/or benefits. About one-third of U.S. adults have difficulty covering unexpected health care bills. Medical debt is the leading cause of bankruptcy in the U.S. And people with debt are three times more likely to report struggling with mental health issues like anxiety or depression. Our intention is to put an end to the cycle so people in need can heal, emotionally and financially.

Do I have to pay taxes on this?

The relief of this medical debt does not count as income to the debtor since the relief is a gift from a detached and disinterested third-party (Undue Medical Debt). We do not file a Form 1099-C with the IRS.